If you’re planning to study, work, or move to Germany as an international student or job seeker, a Germany blocked account (Sperrkonto) is a mandatory financial requirement in most visa applications. Here’s everything you need to know.
🔹 What Is a Blocked Account?
A blocked account (Sperrkonto) is a special type of German bank account that proves you have sufficient funds to cover your living expenses while residing in Germany. It is called “blocked” because the funds are locked and only a fixed amount can be withdrawn each month.
🔹 Who Needs a Blocked
Account?You typically need a blocked account if you are:
Applying for a http://student visa(Study or Language Course)
Ahttp://job seeker entering Germany without a job offer
A researcher or intern requiring proof of funds for a temporary stay.
🔹 How Much Money Is Required in 2025?
As of 2025, the German government requires:
EUR 11,208 per year (approximately USD 12,200)
This breaks down to about EUR 934 per month for living expenses
Your blocked account must show this amount in full before submitting your visa application.
🔹 Approved Blocked Account Providers
You must use a government-approved provider. Popular and recognized providers include:
🔗 Expatrio
🔗 Fintiba
🔗 http://Deutsche Bank (in-person setup required)
These providers offer online setup, health insurance bundles, and support tailored to international students.
🔹 Step-by-Step: How to Open a Blocked Account
Choose an approved provider (Fintiba, Expatrio, etc.)
Complete the online application
Submit your passport and visa details
Transfer the required funds to the new account
Receive a confirmation certificate to attach to your visa application
🔹 Accessing Your Funds in Germany
Once you arrive in Germany and activate your residence permit:
You will be able to withdraw up to EUR 934 per month
The funds are released into a separate current account linked to your blocked account
🔹 Common Mistakes to Avoid
Delaying fund transfer (can cause visa delays)
Choosing a non-approved provider
Not maintaining the required minimum balance
Submitting incomplete documents during the application process
🔹 Final Thoughts
A blocked account is a crucial step in securing your visa to Germany. Starting early, choosing a reputable provider, and submitting accurate documents can save you stress and time.
👉 Need help choosing a blocked account provider or applying for a German visa? Contact Vic Trish Education Ltd. for personalized assistance today!
